Pricing - Oju

Simple, Transparent Pricing

No hidden fees. No surprises. Just fair terms that work for everyone.

For Borrowers

Getting the funding you need

No application fees

Apply for free with no upfront costs

Competitive interest rates

Rates based on loan term and amount

Flexible repayment

Weekly, bi-weekly, or monthly options

No early repayment penalties

Pay off your loan early at no extra cost

For Investors

Supporting your community

No platform fees

100% of your investment goes to borrowers

Transparent reporting

Real-time updates on your investments

Portfolio diversification

Spread investments across multiple loans

Community impact

See the real difference your money makes

Frequently Asked Questions

What are the typical interest rates?

Interest rates vary based on loan amount, term, and individual circumstances. Contact us for a personalized quote.

Are there any hidden fees?

No. We believe in complete transparency. All fees are disclosed upfront before you agree to any loan terms.

How long does approval take?

Most applications are reviewed within 24-48 hours. Once approved, funds can be disbursed within a few days.